Do you qualify?
at least
1 yearin business
personal FICO
625personal FICO
$100kannual revenue
Business checking account
Instant access to cash can lay the foundation for long-term goals.
Why Partner with Us?
Unlike many other funders, we do not stifle business by sticking to strict, black & white, traditional underwriting guidelines. Each application is analyzed on an individual basis in order to identify the specific needs of that business, and how we can help facilitate those needs.
Our creative funding solutions reflect a deep understanding of the industry, and are designed to help merchants achieve goals. All our lending solutions meet specific merchant needs: flexible payment terms, specialized underwriting, unique collateral etc.
With customized funding solutions, merchants can access financing and grow their business, launch a new project, overcome financial challenges, and stay steady on the path toward success.
How business funding could be the best option for you.
The lending process is lengthy and bureaucratic. Multiple levels of approval are required for even small loans, excluding small businesses from quick access to capital. And, post 2008 crisis, banks have become more cautious lenders. Any business with:
- limited credit history
- un-leverageable assets
- non-traditional business models
- In an industry perceived as volatile or risky
will have trouble getting loans. It’s created a major funding gap…
Which Efin has risen to fill. To create a more competitive, and equitable, marketplace for business funding.
Why Efin is right for you
easy application process
- our application takes under 10 minutes
- all applications go directly to our underwriting team
quick access to cash
- we aim to be the fastest in the business
- most funds are received with in 24-48 hrs
dedicated team to grow with
- Efin is not one & done
- our team is here to support your business growth
Our strategy is coupling innovative technologies with human expertise.
With over 30+ years of experience in the Alternative Funding industry, we understand the opportunity we have to build something meaningful, and to grow together. Our goal is to make your business as successful as ours. Because of this, we will do everything in our power to make sure we take an honest look at every application.
We’re here to match your tenacity, and to identify unique and creative solutions for you. That is our mission and our responsibility, and we look forward to helping you build your business any way we can.