Direct funder $10K to $500K for established businesses
Capital, decided today.
eFin funds established businesses directly. One application, a human underwriter, and an answer the same business day.
Illustration of the eFin application: bank statements received, the step to share bank activity, and an illustrative offer ready for review.
(01) At a glance
$500K
Maximum funding
Today
Typical decision
≤48h
Signature to funds
0
Hard pulls to apply
Industries we fund
- Restaurants & cafés
- Retail shops & boutiques
- Online stores & e-commerce
- Medical practices & physicians
- Dental practices
- Beauty salons
- Gyms & fitness studios
- Auto repair & body shops
- General contractors
- HVAC
- Wholesale & distribution
- Non-profit organizations
- and many more
(02) Process
Three steps. No waiting room.
01
Apply online
Business, owner, and signature in about 10 minutes. Link your bank or upload statements.
02
Human review
An underwriter reads your cash flow, not just a score, and calls you with an answer.
03
Get funded
Sign electronically. Funds reach your business account in 24–48 hours.
(03) Why eFin
Software speed. Human judgment.
10 min
One online application
Business, owners, and e-signature in a single flow. Save and finish later.
Same day
Decisions from people
An underwriter reviews every complete file and calls you with an answer.
24–48h
Signature to funds
Sign electronically and receive funds by wire or ACH.
For ISOs and referral partners
Your own link. Every deal attributed.
Share a tracked application link, or fill it out for your merchant and send it for signature. Commission is recorded automatically.
Security
Sensitive details stay sealed.
Encrypted in transit and at rest. Bank connections are read-only, and the website itself stores none of your personal details.
Know where you stand today.
Apply in about 10 minutes. Applying does not involve a hard credit inquiry.