How it works
Three steps. No waiting room.
Most complete files get an answer the same business day. Here is exactly what happens.
01
Apply online
Business, owner, and signature in about 10 minutes. Link your bank or upload statements.
02
Human review
An underwriter reads your cash flow, not just a score, and calls you with an answer.
03
Get funded
Sign electronically. Funds reach your business account in 24–48 hours.
What an underwriter looks at
- Average monthly deposits and their consistency
- Time in business and industry
- Existing advances and how they are being delivered
- Seasonality and the story behind the numbers