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Privacy Policy

Last updated

What we collect

Information you give us in an application: business details, owner details including date of birth and Social Security number, contact details, and bank statements or bank-connection data.

Technical information such as IP address and browser type, used for security and fraud prevention.

How we use it

To review your application, verify identity, evaluate and service funding, prevent fraud, meet legal obligations, and contact you about your application.

How we share it

With service providers that help us operate (for example, bank-data, credit-reporting and e-signature providers), with the partner who referred you if any, and when required by law. We do not sell your personal information.

How we protect it

Sensitive data is encrypted in transit and at rest, access is limited to staff who need it, and this website does not store your application data.

Analytics and cookies

This site counts page visits with Vercel Web Analytics, which sets no cookies and collects no personal data.

We set two essential cookies: efin_apply keeps your application open on this device for 30 days, and efin_partner keeps a partner signed in for 12 hours. If you arrive through a partner's link, a third cookie, efin_ref, remembers for 30 days which partner referred you, so they are credited if you apply.

Contact

Questions about privacy: submissions@efinancialtree.com or (203) 774-4154.